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More information on 95% mortgage loan financing

Benefits of 95% commercial mortgage loan financing:

By choosing 95% commercial mortgage loan financing, you're also choosing some great mortgage benefits.

When you get 95% loan financing to get new commercial real estate, because you're making a down payment that is 5% of your new commercial real estate's value, your mortgage lender won't expect you to have great credit. You lender also won't require you to have awesome income either. That 5% down payment will go a long way in giving your lender security in their lending with you. And that cuts you free from strange and severe 'qualification' standards that you would run into with 100% financing.

And when you get 95% financing to get equity out of commercial real estate you currently own, because you're leaving at least 5% equity in that commercial real estate, your lender won't care about you having amazing credit and/or income in this scenario either. Your 5% equity that's left in your commercial real estate acts as a security for the lender, and they'll be less strict about your credit score and income amount requirements. Phew!

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