home | about us | site map | contact us

home mortgages commercial mortgages calculate mortgage payments view current mortgage rates how to use a mortgage learn about mortgages
apply online commercial mortgage refinance commercial purchase mortgages commercial equity loans commercial finance mortgages commercial loan types commercial mortgage rates commercial mortgage calculators mortgage articles commercial mortgage faqs
Articles

home > commercial mortgages > rates > articles > types of loans > high ratio

Commercial high ratio mortgage loan

A high ratio mortgage is the type of mortgage you get by making a down payment that's less than 25% of your commercial real estate's value.

This mortgage is worth having. It's cheap! You only need a little down payment to get a high ratio mortgage loan - and a little down payment can make you a whole lot happier.

Because you only have to make a little down payment, it is very low cost for you to start owning commercial real estate. And little down payments mean it's very low cost for you to start renting, leasing or developing commercial real estate. So then you'll be making cash and your high ratio mortgage loan to thank for it.

Hunting for equity take out using a high ratio mortgage loan?

With a small down payment from this mortgage type, it's very low cost to get cash out of your commercial real estate.

Hoping for a line of credit?

Receive a line of credit using a high ratio mortgage. Small down payments make it low cost for you to start having a line of credit.

Heading towards debt consolidation?

To get debt consolidation with a high ratio mortgage loan, you only have to make a small down payment. So it's very low cost to switch from making high credit card or loan payments to lower commercial mortgage loan payments.

Hurry and enjoy this mortgage's benefits!

Fill out the commercial mortgage application.

Get more information about commercial high ratio mortgage loans

More information about commercial high ratio mortgage loans

Terms for high ratio mortgage loans:

The terms you can get for high ratio mortgage loans, if you use an institutional lender, include short terms (6 months to 5 years) and long terms (6 years to 18 years). Five year term lengths are the most common. And you can get short and long terms for this mortgage loan type if you use a private lender.

Amortization for high ratio mortgage loans:

For this type of mortgage loan, you can get a 5-25 year amortization - no matter which type of lender you use: institutional or private.

Payments for high ratio mortgage loans:

If you use an institutional lender, you can pay this mortgage loan type off with constant payments only. But, if you use a private lender, you can pay this mortgage loan type off with interest only payments, straight-line principal reduction payments and constant payments.

Rates for high ratio mortgage loans:

The institutional rates you can get for a high-ratio mortgage loan, include fixed rates, adjustable rates, capped rates and convertible rates. The private rates you can get for this loan type include fixed rates, adjustable rates and convertible rates.

Apply For A Commercial Mortgage

Pssst! Need to know what some of these mortgage loan terms mean? View the mortgage glossary.

If you want to find out more information about high ratio mortgage loans, contact The Mortgage Store Online's brokers by using the contact form or by calling them at 1-866-674-0548.

 

<< return to types of mortgage loans articles

Commercial mortgage loan articles

apply online | mortgage refinancing | commercial purchase mortgages | equity loans | commercial finance mortgages

commercial loan types | commercial mortgage rates | mortgage calculators | mortgage articles | RSS feed icon commercial mortgage news

home mortgage loans | commercial mortgage loans | calculate mortgage payments | view current mortgage rates

how to use a mortgage | learn about mortgages | privacy policy | disclaimer | RSS feed icon mortgage news & tips

home | contact us | mortgage glossary | about us | site map

The Mortgage Store Online, Inc.
Canadian Head Office: 54 Vansittart Avenue Woodstock, Ontario, Canada N4S 6E4
Home Mortgages: Phone: 1-866-880-2577 Fax: 1-866-270-1984
Commercial Mortgages: Phone: 1-866-674-0548 Fax: 1-866-876-3956

Copyright ©2016 The Mortgage Store Online, Inc. All rights reserved.

 Equal Housing Lender