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Home low ratio mortgage loan

A low ratio mortgage loan is a mortgage you get when you make a down payment of 25% or more of your home real estate's value.

You'll love this mortgage-type! It'll give you a really low principal (the amount you borrowed) to pay off. And low principals are naturally likeable.

Since the low-ratio-loan will lavish you with a low principal, you can own your home or multi-residential real estate sooner. And lower principals mean it's terribly easy to make your home mortgage loan payments equal your current rent payments. As well, a low principal can let you start making pure profit from renting out homes or multi-residential real estate sooner than with another type of mortgage loan.

Liking the concept of debt consolidation? Low principals mean your home mortgage loan debt can be paid off sooner than a credit card or loan debt.

Looking for equity take out using a low ratio mortgage loan? It can give you cash out of your home real estate with a low principal that can be paid off sooner than with other types of mortgage loans.

Leaning toward a line of credit? With a low principal your home mortgage loan debt can be paid back faster than a bank line of credit.

Latch on to this mortgage-type today! Fill out the home mortgage application.

Learn about the rates, payments, amortization and terms for home low ratio mortgage loans

Rates for low ratio mortgages

Here are the institutional rates you can get for this type of mortgage loan:

  • Fixed rates
  • Adjustable rates
  • Capped rates
  • Convertible rates

And here are the private rates you can get:

  • Fixed rates
  • Adjustable rates
  • Convertible rates

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Payments for low ratio mortgages

You can pay off low ratio mortgage loans with the following payments - whether you used an institutional or private lender:

  • Interest only payments
  • Straight-line principal reduction payments
  • Constant payments

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Amortization for low ratio mortgages

What amortization can you get for this mortgage loan type? 5-25 years - whether you use an institutional lender or a private one.

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Terms for low ratio mortgages

Using an institutional lender? Then for low ratio mortgage loans, you can get these terms:

  • Short terms (6 months to 5 years) - with a 5 year term length being the most common
  • Long terms (6 years to 18 years)

Using a private lender? Then for low ratio mortgage loans, you can get these terms:

  • Short terms (6 months to 5 years)
  • Long terms (6 years to 18 years)

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Need definitions of some mortgage loan terms? See the mortgage glossary.

Learn more about low ratio mortgage loans by contacting The Mortgage loan Store Online's brokers. Just use the contact form or call them at 1-866-880-2577.

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